Uber's services have revolutionized modern travel. With a simple tap on your smartphone, a ride is available at your fingertips, making it incredibly convenient. However, with convenience comes risks. Accidents can happen, and when they do, passengers may suffer injuries.
This article explores what kinds of injuries are most common in Uber accidents, how to determine liability, and the legal steps involved in pursuing compensation.
Common Uber Injuries
Passengers in an Uber may suffer many different types of injuries, especially during collisions or accidents. Some frequent injuries include:
Whiplash: This neck injury is common in rear-end collisions, which can lead to significant discomfort. The symptoms may take time to surface.
Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.
Spine Injuries: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.
Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Although Uber classifies drivers as independent contractors, is uber liable for accidents the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.
Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
Insurance Coverage for Uber Accidents
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Not Using the App: When the driver is offline, their personal insurance is responsible.
Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Steps in an Uber Injury Lawsuit
If an Uber accident causes significant injury, legal action may be required to get fair compensation. Legal action may result in financial recovery for hospital bills, lost income, and more.